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About us and what we do

Caring, Proactive Agents Helping You Stay Secure

We have a strong and longstanding insurance background, and we also have great product knowledge. We combine these things to bring our clients the best insurance possible. Our commitments to delivering expedient services and to being friendly show, and delivering on these commitments ensures that our clients have wonderful experiences.

We got our start because our founder loved the freedom that he had as an independent agent to shop on clients’ behalves and to therefore give them what they really needed. The love that he had turned into a passion, and with that came a complete dedication to seeing his agency grow. Today, we have ten locations throughout Missouri, and in every location are agents that share our founder's love of giving people the best insurance that they can have.

Insurance Offerings That Fit You

We have a wide variety of insurance offerings, which are both personal and commercial. From homeowners, auto, and recreational vehicle insurance to business, employee, and industry-specific insurance, we have it all. You might be a property owner and you may need to safeguard your property against tenant-induced damages. You might also be a homeowner who wants to secure his home and valuables. Either way, or any other way, we’ll take care of you.

We’re very proactive when it comes to insurance, and this means that we look for every possible way for you to save time and money. If there’s a way that we can help you take advantage of benefits and discounts for which you may eligible, we will. This is good for everyone, especially you.

See our products page to learn more about the insurance that we offer, and contact an agent to learn more about what we can do for you.

Dedication to Our Clients and to Our Communities

We’re as dedicated to being a part of our communities as we are to giving clients first-rate insurance and services.  We’re a part of the Farmington Chamber of Commerce and we donate to local fundraisers every year. We attend local sports events and we participate in fairs and other local celebrations.

Contact us or give us a call to learn more. If you’re ready to get started on an insurance policy, request a quote.

Additional Insurance Information:

Missouri Insurance Information and Resources (The Missouri Department of Insurance)

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC)

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

At First State Insurance Agency we’re proud to provide insurance and risk management solutions in Farmington, Warrenton, Washington, Cape Girardeau, Potosi, and Perryville, MO. We also serve other areas in the state and we serve other states.


Our Locations


204 E Liberty Street
Farmington, MO 63640
Main office: 573-756-6741
Toll free: 800-660-4005
Fax: 573-756-2762

Jefferson City Office

514 E High Street
Jefferson City, MO 65101
Main office: 573-635-0249
Fax: 573-635-7993

Perryville - Terry Miederhoff (bank location)

406 North Perryville Blvd.
Perryville, MO 63775
Main office: 573-547-5500
Toll free: 800-660-4005
Fax: 573-334-2815


100 HWY P
Potosi, MO 63664
Main office: 573-438-2631
Toll free: 800-660-4005
Fax: 573-438-2292

Washington Office

1801 Bedford Center Drive
Washington, MO 63090
Main office: 636-432-0020
Toll free: 800-660-4005
Fax: 636-432-0022

Bonne Terre

20 East School Street
Bonne Terre, MO 63628
Main office: 573-358-5547
Toll free: 800-660-4005
Fax: 573-358-3470

Cape Girardeau

2527 William Street
Cape Girardeau, MO 63703
Main office: 573-334-8100
Toll free: 800-660-4005
Fax: 573-334-2815


1135 N. Desloge Drive
Desloge, MO 63601
Main office: 573-431-9433
Fax: 573-431-9434


1801 Old Boyd St.
DeSoto, MO 63020-0430
Main office: 636-586-7488
Fax: 636-586-9322


6021 W. Outer Rd.
Imperial, MO 63052
Main office: 636-741-3111
Fax: 573-664-5745

Perryville - Emmendorfer

625 W St. Joseph
Perryville, MO 63775
Main office: 573-547-6513
Fax: 573-547-6515


201 N Main
Sikeston, MO 63801
Main office: 573-621-3232


1022 North Hwy 47
Warrenton, MO 63383
Main office: 636-377-8500
Toll free: 800-660-4005
Fax: 636-377-8300

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.