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Commercial General Liability

Critical Assurance for the Protection of Your Business.

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. At First State Insurance Agency, Inc., we can help you create a policy that’s designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits.

Commercial General Liability from First State Insurance Agency, Inc. can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from First State Insurance Agency, Inc. include:

  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage

Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability. If you run an auto service operation, having Garagekeepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.

Additional Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business’s future.

  • Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages and lawsuits.
  • Liquor Liability includes covering damages and injuries in which your business is held legally responsible as a result of serving liquor - from liquor establishments to office parties/special events.
  • Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many types of liability coverages, it’s important to talk with a specialist at First State Insurance Agency, Inc. about the best options for your business.

Our Locations

Farmington

204 E Liberty Street
Farmington, MO 63640
Main office: 573-756-6741
Toll free: 800-660-4005
Fax: 573-756-2762

Jefferson City Office

514 E High Street
Jefferson City, MO 65101
Main office: 573-635-0249
Fax: 573-635-7993

Perryville - Terry Miederhoff (bank location)

406 North Perryville Blvd.
Perryville, MO 63775
Main office: 573-547-5500
Toll free: 800-660-4005
Fax: 573-334-2815

Potosi

100 HWY P
Potosi, MO 63664
Main office: 573-438-2631
Toll free: 800-660-4005
Fax: 573-438-2292

Washington Office

1801 Bedford Center Drive
Washington, MO 63090
Main office: 636-432-0020
Toll free: 800-660-4005
Fax: 636-432-0022

Bonne Terre

20 East School Street
Bonne Terre, MO 63628
Main office: 573-358-5547
Toll free: 800-660-4005
Fax: 573-358-3470

Cape Girardeau

2527 William Street
Cape Girardeau, MO 63703
Main office: 573-334-8100
Toll free: 800-660-4005
Fax: 573-334-2815

Desloge

1135 N. Desloge Drive
Desloge, MO 63601
Main office: 573-431-9433
Fax: 573-431-9434

DeSoto

1801 Old Boyd St.
DeSoto, MO 63020-0430
Main office: 636-586-7488
Fax: 636-586-9322

Imperial

6021 W. Outer Rd.
Imperial, MO 63052
Main office: 636.741.3111
Fax: 573.664.5745

Perryville - Emmendorfer

625 W St. Joseph
Perryville, MO 63775
Main office: 573-547-6513
Fax: 573-547-6515

Sikeston

201 N Main
Sikeston , MO 63801
Main office:

Warrenton

1022 North Hwy 47
Warrenton, MO 63383
Main office: 636-377-8500
Toll free: 800-660-4005
Fax: 636-377-8300

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.