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Disability Insurance

Your Biggest Asset is You

First State Insurance Agency, Inc. provides disability insurance to individuals in Farmington, Warrenton , Washington , Cape Girardeau, Potosi, Perryville, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. At First State Insurance Agency, Inc., we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.

With disability income Insurance from First State Insurance Agency, Inc., you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at First State Insurance Agency, Inc. will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.

Our Locations

Farmington

204 E Liberty Street
Farmington, MO 63640
Main office: 573-756-6741
Toll free: 800-660-4005
Fax: 573-756-2762

Jefferson City Office

514 E High Street
Jefferson City, MO 65101
Main office: 573-635-0249
Fax: 573-635-7993

Perryville - Terry Miederhoff (bank location)

406 North Perryville Blvd.
Perryville, MO 63775
Main office: 573-547-5500
Toll free: 800-660-4005
Fax: 573-334-2815

Potosi

100 HWY P
Potosi, MO 63664
Main office: 573-438-2631
Toll free: 800-660-4005
Fax: 573-438-2292

Washington Office

1801 Bedford Center Drive
Washington, MO 63090
Main office: 636-432-0020
Toll free: 800-660-4005
Fax: 636-432-0022

Bonne Terre

20 East School Street
Bonne Terre, MO 63628
Main office: 573-358-5547
Toll free: 800-660-4005
Fax: 573-358-3470

Cape Girardeau

2527 William Street
Cape Girardeau, MO 63703
Main office: 573-334-8100
Toll free: 800-660-4005
Fax: 573-334-2815

Desloge

1135 N. Desloge Drive
Desloge, MO 63601
Main office: 573-431-9433
Fax: 573-431-9434

DeSoto

1801 Old Boyd St.
DeSoto, MO 63020-0430
Main office: 636-586-7488
Fax: 636-586-9322

Imperial

6021 W. Outer Rd.
Imperial, MO 63052
Main office: 636.741.3111
Fax: 573.664.5745

Perryville - Emmendorfer

625 W St. Joseph
Perryville, MO 63775
Main office: 573-547-6513
Fax: 573-547-6515

Sikeston

201 N Main
Sikeston , MO 63801
Main office:

Warrenton

1022 North Hwy 47
Warrenton, MO 63383
Main office: 636-377-8500
Toll free: 800-660-4005
Fax: 636-377-8300

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.