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Renters Insurance in Farmington and communities throughout Missouri

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At First State Insurance Agency, Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from First State Insurance Agency, Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Farmington

204 E Liberty Street
Farmington, MO 63640
Main office: 573-756-6741
Toll free: 800-660-4005
Fax: 573-756-2762

Jefferson City Office

514 E High Street
Jefferson City, MO 65101
Main office: 573-635-0249
Fax: 573-635-7993

Perryville - Terry Miederhoff (bank location)

406 North Perryville Blvd.
Perryville, MO 63775
Main office: 573-547-5500
Toll free: 800-660-4005
Fax: 573-334-2815

Potosi

100 HWY P
Potosi, MO 63664
Main office: 573-438-2631
Toll free: 800-660-4005
Fax: 573-438-2292

Washington Office

1801 Bedford Center Drive
Washington, MO 63090
Main office: 636-432-0020
Toll free: 800-660-4005
Fax: 636-432-0022

Bonne Terre

20 East School Street
Bonne Terre, MO 63628
Main office: 573-358-5547
Toll free: 800-660-4005
Fax: 573-358-3470

Cape Girardeau

2527 William Street
Cape Girardeau, MO 63703
Main office: 573-334-8100
Toll free: 800-660-4005
Fax: 573-334-2815

Desloge

1135 N. Desloge Drive
Desloge, MO 63601
Main office: 573-431-9433
Fax: 573-431-9434

DeSoto

1801 Old Boyd St.
DeSoto, MO 63020-0430
Main office: 636-586-7488
Fax: 636-586-9322

Imperial

6021 W. Outer Rd.
Imperial, MO 63052
Main office: 636-741-3111
Fax: 573-664-5745

Perryville - Emmendorfer

625 W St. Joseph
Perryville, MO 63775
Main office: 573-547-6513
Fax: 573-547-6515

Sikeston

201 N Main
Sikeston, MO 63801
Main office: 573-621-3232

Warrenton

1022 North Hwy 47
Warrenton, MO 63383
Main office: 636-377-8500
Toll free: 800-660-4005
Fax: 636-377-8300

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.